Business Banking Solutions

• Current Accounts: Manage your day-to-day operations efficiently with our business current accounts, which provide flexibility and easy access to your funds. These accounts come with features such as checkbook services, overdraft facilities, and online banking.
• Savings Accounts: Earn competitive interest on surplus funds while keeping them readily accessible. Our business savings accounts are designed to help you grow your capital without sacrificing liquidity.
• Foreign Currency Accounts: For businesses that deal with international clients or suppliers, we offer foreign currency accounts in major global currencies like USD, GBP, and EUR, allowing you to hedge against currency fluctuations and streamline cross-border transactions.

• Working Capital Loans: Maintain smooth operations and manage cash flow effectively with our working capital loans. These short-term loans help you cover operational expenses, such as inventory purchases, payroll, and other business expenses.
• Term Loans: For long-term business growth, our term loans offer financing options for capital expenditures, business expansion, or equipment purchases. With flexible repayment terms and competitive interest rates, our term loans can be tailored to meet your specific business needs.
• Overdraft Facilities: Gain access to short-term financing with our business overdraft facility. This solution provides immediate access to additional funds to cover unexpected expenses or bridge cash flow gaps.
• Invoice Discounting & Factoring: Convert your outstanding invoices into immediate cash with our invoice discounting and factoring services, improving your working capital and ensuring smooth business operations.
• Asset Financing: Whether you’re looking to purchase new machinery, vehicles, or equipment, our asset financing options allow you to acquire the assets your business needs without disrupting your cash flow.

• Automated Collections & Payments: Streamline your receivables and payables with our automated cash management solutions. We offer direct debit services, bulk payments, and automated collections to ensure that your cash flow is managed efficiently.
• Payroll Solutions: Manage your company’s payroll with ease using our dedicated payroll services. Our system ensures timely and accurate salary payments to your employees, with direct deposits into their accounts, reducing administrative costs and errors.
• Liquidity Management: Optimize your cash position with our liquidity management services, including sweep accounts and interest-earning accounts that help you maximize the return on your idle funds.

• Letters of Credit (LC): Secure international trade transactions with our letters of credit, ensuring that both buyers and sellers meet their contractual obligations. This service mitigates risk, making it easier for businesses to engage in cross-border transactions with confidence.
• Import & Export Financing: Access short-term financing to support your trade activities. We offer tailored import and export financing solutions, such as pre-shipment and post-shipment finance, to ensure that your business runs smoothly and efficiently.
• Bank Guarantees: Ensure the fulfillment of contractual obligations with our bank guarantee services. This product provides assurance to suppliers or clients that your business will meet its commitments, whether for performance, payment, or tender requirements.

• Letters of Credit (LC): Secure international trade transactions with our letters of credit, ensuring that both buyers and sellers meet their contractual obligations. This service mitigates risk, making it easier for businesses to engage in cross-border transactions with confidence.
• Import & Export Financing: Access short-term financing to support your trade activities. We offer tailored import and export financing solutions, such as pre-shipment and post-shipment finance, to ensure that your business runs smoothly and efficiently.
• Bank Guarantees: Ensure the fulfillment of contractual obligations with our bank guarantee services. This product provides assurance to suppliers or clients that your business will meet its commitments, whether for performance, payment, or tender requirements.

• Corporate Internet Banking: Manage your business’s finances anytime, anywhere, with our secure corporate internet banking platform. This service allows you to initiate payments, transfer funds, monitor account activity, and generate statements, all from the convenience of your office.
• Point of Sale (POS) Solutions: Accept card payments in-store with our reliable POS terminals. Our POS services support debit and credit card transactions, ensuring that you can meet the needs of your customers.
• Merchant Services: Enhance your payment capabilities with our merchant solutions, which include e-commerce payment gateways for online sales and integration with your existing financial systems for seamless transactions.
• QR Code Payments: Leverage the latest technology to enable contactless payments with our QR code solutions, allowing your customers to pay using their smartphones quickly and securely.

• FX Trading & Hedging: Protect your business against currency fluctuations with our foreign exchange trading and hedging services. We offer spot, forward, and swap transactions, enabling you to manage foreign exchange risk effectively.
• Cross-Border Payments: Make international payments quickly and securely through our extensive correspondent banking network. Whether for trade settlements or foreign supplier payments, we offer competitive exchange rates and fast processing times.
• International Remittances: Receive and send international remittances effortlessly through our partnerships with global remittance services, ensuring that your business can transfer funds securely across borders. 

1. Tailored Solutions

• We understand that every business is unique, which is why we offer customized banking solutions designed to meet the specific needs of your industry, size, and growth stage.

2. Expert Advisory

• Our team of business banking experts is available to provide guidance and support on a range of financial services, from cash flow management to international trade. We work closely with you to ensure that you have the right financial tools in place to achieve your business objectives.

3. Innovative Technology

• Rokel Commercial Bank is committed to leveraging the latest technologies to provide secure, efficient, and user-friendly business banking services. Our digital platforms allow you to manage your finances with ease, offering 24/7 access to your accounts.

4. Global Reach

• Through our network of correspondent banks and global partners, we offer a range of international banking services, allowing you to expand your business into new markets and handle cross-border transactions with confidence.

5. Comprehensive Financial Services

• From financing solutions to cash management and trade services, Rokel Commercial Bank provides a one-stop solution for all your business banking needs. We are committed to supporting your business at every stage of its journey, from startup to expansion.